Intro to Restorative Yoga – Watch First

Planning Your Goals And Big NHS Pension Changes

Recently we’ve touched on the subject of happiness, and what is needed to be happy. We’ve also mentioned the fact that, generally, people can start to really think about living the life they love and want if they are financially secure, and feel in control of their lives. After all, it’s difficult to plan for the next 20 years thinking lovely things if your daily life is all about struggle, worry and survival. This is very relevant when discussing the new HMRC pension tax changes, and the NHS Pension Scheme rule changes that are to be announced soon.

Why Your Stockbroker Will Never Recommend Index Funds

Despite the vast majority of actively-managed funds failing to match their underlying index, individual investors continue to ignore low-cost index funds in search of market beating returns. In the meantime, the only people growing their asset bases are the stock brokers and brokerage firms who are all too happy to charge excessive fees while you gamble.

Tax Free Investing Can Help Make Tax Time Easy

Each year, hundreds of people across America dread tax time. They know that they’ve either paid their dues, and done all of the tax free investing that they can, or that they haven’t. Still others dread the fact that they have too much money out of savings that will be taxed. Until January 1st, however, individuals can invest in anything that is tax exempt and still have it count towards taking away money that they owe at the end of the year.

How to Find the Best High Return Investments

It’s going to get more challenging to find the best types of investments as more and more people invest. Because everyone is working so hard for their money these days, they necessarily want to get the most on their investments. It’s not as easy as this though, since an investment with a high return generally has a high risk.

Reasons Why You Should Have an Estate Plan

The last thing you want to think about right now is writing your will. It’s enough we have so many reminders of our mortality, but having to sit down and dictate who gets what after you die seems to create that final mark of inevitability. You might believe, too, that wills are only for rich people, and that since you aren’t wealthy there’s no reason why your family can’t amicably divide your possessions after you’re gone. In truth, it’s important to have your estate planning in order before you die so that your wishes are carried out.

How Much Money Do I Need to Retire? What Are the 4 Areas to Look at?

Everybody has mixed feelings about retirement. While there are several who look forward to it, there are also those who feel frightened about what will happen to them during this time of their life. One of the biggest concerns that people have is whether or not they will have enough money to sustain themselves, even without work. As such, there are so many people who question how much money they need before finally calling the ropes.

Financial Independence – Retire Early

How do you gain financial independence and retire early? You have to see what works for you.

5 Great Investment Ideas For The Next 50 Years

What’s getting hot tomorrow? Which stock will pick up and which will go down? Is the USD going to raise against EUR? These are the thoughts that don’t let the short-term investor sleep. Why worry?

The Revolution in Pension Reform Stops Here

As the bulk of people in the Western World get older, the economic stability and social structure of society will become more dependent upon pension systems. Such systems provide long-term capital for industry and contribute to economic growth and job creation. The development of private pension provision can also play an important part in addressing the issue of rising national debt as it reduces reliance of the population on state pension benefits.

Be In Control Of Your Retirement

No one can control your life but you. And only you can control how you prepare for retirement. Take steps now to ensure a comfortable retirement. A retirement calculator will help you figure how much you need to save each year to reach your goals.

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