Stop Focusing On The Rear-View Mirror and Start Looking Into The Future!




A Personal Property Inventory – When You Don’t Need One

There are many reasons you need to have a personal property inventory of the contents of your home and business. The most commonly known purpose is for disaster preparedness and recovery.

Moral Hazard and Adverse Selection Under Landlord Insurance

The basic rationale behind the provision of Landlord Insurance and the justification for the huge market capitalization it has achieved since the very beginning is the degree of protection that almost every landlord endeavors to have against any sort of risk connected with his property. In extremely basic methodology, risk is shifted to another person who is willing to bear it i.e. the speculator.

No Shopping Without Purchase Insurance

Professional indemnity insurance, for instance, will protect your finances in the case in which through your fault you damage or injure a third party. Most types of insurance will cover the money that you have or you’ve invested in some tangible possessions.

Architects And Medics Should Get Insurance

If you provide services to the public, you usually face two high prospective risks: making mistakes due to your incapacity, exhaustion or temporary lack of focus, or the public’s perception that you made some, due to their higher and higher demands, typical of a consumerist society, or simply to their unwillingness to accept that something unwanted happened through their exclusive fault or just by change, there not being anyone to blame. While most companies that have direct dealings with the said public should protect themselves just in case, there are some professions that are more exposed to such risks, like the medical, architectural, financial and legal ones.

Questions to Ask Your Mobile Phone Insurance Agent or Representative

When mobile phones came out years ago, they were large bulky devices that cost a small fortune. Over the years they became smaller and cheaper, until they were so cheap that everyone could afford them. This situation continued for as long as mobiles were only used to send and receive calls and text messages.

Legal Compliance Under Landlord Insurance

Landlord Insurance is not just about covering up a property to protect against any unforeseen circumstances that might turn up and impose potential costs, rather it is also about maintaining the statuary of legal requirements that must be adhered to and met to prevent any legal action. A Landlord apart from getting a cove for his/her property must allow for an annual inspection of gas supply and gas appliances obviously if this is applicable. An inability to abide by this regulation can lead to prosecution and impose quite heavy fines of up to £25,000.

How To Get Your iPhone Insured

Most people may not have heard of this, but there are insurances available for your smart phones and especially your iPhones. The iPhone is no longer just a phone that one uses to make phone calls and send text messages. People now access their internet and bank accounts on their phone. They can send and receive emails through it and make avail of many other applications that the company has to offer.

Landlord Insurance – Some Perverse Effects

Although Landlord Insurance has been promoted via the older and recent urbanization that still seems to characterize the Britain peninsula; it has not come about without inflicting other real-weighted costs on the economy. Increased exposure to landlord insurance has led to the homeowners being largely neglectful to being particular about finding a suitable and trustworthy tenant for their houses. So, when lately, they were largely concerned about investigating and peeking in to find the most suitable tenant, they now divest these such time and effort towards “productive” work to warn money and pay for these landlord insurance policies.

Introduction to Landlords Insurance

Managing risk to hedge against the prevalent problem of a potentially unforeseen loss is a crude way to define insurance. The outcome is, that the risk is fairly and ‘rationally’ transferred like an asset from one equity to another, in return for a pre-set payment. There are a plethora of types that fall under the umbrella of insurance ranging from health, life, business, residential to many others including casualty, crop, liability, phone, vehicle insurance.

5 Great Self Storage Tips

Sometimes its necessary to store your gear while you move house, for example, or if you get yourself a temporary job overseas. If you need to put your possessions into a secure storage facility then often the most cost effective way to do this is to use one of those self-storage facilities that you often see alongside the road or in the industrial estates. They are cheap, secure and very flexible and are the often the ideal choice for short term storage. However, to get the most from them you need to keep a couple of things in mind. Here are my 5 top tips for using self-storage facilitates.

How To Choose The Right Secure Storage For Your Needs

When choosing a secure storage facility there are a number of things that you really should keep in mind. In this short article I will discuss what to look out for, what questions to ask and what to do in the event that something goes wrong.

3 Things To Consider When Choosing Secure Storage

If you need to place some, or maybe even all, of your prized possessions into secure storage for any period of time then you really should take a bit of time to makes sure that they will be properly looked after. Here are 3 basic things that you need to consider before selecting a storage company.

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