The Ramsey Show (April 4, 2022)




6 Things You Thought You Understood About Promissory Note Investing But Really Don’t

Valuation is the heart of every investment decision. The valuation of a typical promissory note requires significant judgment. Six factors contribute to understanding value…

10 Ways To Lose Money On A Promissory Note

Prepare the note and the loan documents yourself. Result: You will save some money, perhaps several hundred dollars. It may not be enforceable in a court of law. It may have no resale market value.

Good Investment Options For Retirement: Dollar Cost Averaging

1929 and 2008 were the worst years in the last century for equity markets so we thought it might be interesting to test DCA during these periods. How did DCA trough the worst two periods of the last century for equity markets? Our little study showed it produced impressive results.

Three Threats to Retirement and What to Do About It

As many Americans have been grimacing from food and gas prices, watching stocks slump and seeing the housing market with barely a pulse, it can get a bit nerve-racking to think about retirement these days. However, with smart investing, careful planning and frugality, anyone can ride the wave into retirement, even in this storm. Though, there are three threats to look out for, to make sure retirement is secured.

Growing Money and Making It Last Through Retirement

Common sense tells us that Americans want safe investments that are simple to understand and pay a fixed interest rate. When you have a fixed interest rate, you can accurately forecast the future value of your money and how much you will receive in payments without affecting your principal. Simple, accurate, and measured growth of your money. This is how retirement investing should work.

Covered Calls: Improve Returns While Reducing Risk

Selling covered calls in your investment portfolio is among the easiest way to improve your returns while reducing your volatility. Since most investors are in search of this ultimate goal, why so few investors using it?

Financial Freedom: To Retire or Not to Retire?

A lot of people teaching about how to build financial freedom these days are talking about building wealth for the sake of retirement planning. Yet, considering that the majority of people never get the opportunity to retire in comfort, the question comes…

Baby Boomer Retirement Kit – Deciding When You Should Retire

Deciding when to retire is should not be based solely on money…time retired should also be considered. It does one no good to be retired with a lot of money and too old to enjoy the money. Retiring too old and rich is great for the estate not so good for the baby boomer who wants to retire.

Know Your Income Options in Retirement

This article helps you strategize how you’ll produce your retirement income, realize the array of income options you’re presented with in retirement. Then choose which combination of income options suits you according to your aversion to risk and your remaining life expectancy.

Five Tips To Help You Retire Comfortably

There is a risk now that many of us actually outlive our savings following our retirement. If you have never had to think about this before then we offer some retirement tips below you may find useful in helping to create the right plan when you do eventually retire.

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