The Ramsey Show (April 7, 2022)




Is It Possible to Retire Young?

For some workers in the public sector, the answer might be “most definitely,” you can retire young. People who work in local and county government tend to retire at an earlier age than most other workers. Why? Well, they are our police officers, firefighters, and public administrators. And they usually have what’s called a defined benefit plan, a pension set up by their employer to save money for when they retire.

What The Future of Social Security Means to You

A lot of people make their retirement plans, if they have any, around expected social security benefits. This has never been wise, but perhaps less wise today.

Estate Planning – What Is It and When Should I Do It?

Estate planning, in its simplest terms, is the preparation for one’s death or incapacitation. You should do it now, regardless of your age or health. It is important for each of us to recognize that substantial wealth or assets are not a factor in determining the need for estate planning.

Early Retirement: It’s Never Too Soon to Start Planning Your Retirement

When will you be in the financial position to be able to give up work? Will you be able to stop working in time to be able to enjoy your freedom? Alternatively, will you carry on working until you die? Have you even thought about retirement yet? Retirement planning is a crucially important part of your overall financial planning. Leave it too late at your financial peril!

Asset Allocation: The Cornerstone of Your Investment Strategy

During the 2008 sell off, stock markets around the world plummeted on average by more than 35% while emerging markets indexes crashed more than 50% on average. Since many investors rely on the stock market to insure their retirement trough their pension funds or IRA, such an event had many disastrous results for those with heavy weight in equities in their portfolios. Was their asset allocation optimal? Possibly not.

Will I Have Enough Money To Retire?

As we get older we all worry about retirement and whether we will have enough money to retire on. At one time people were able to retire at age 65 but today senior citizens are working well into their 70’s and 80’s just to survive.

How to Have More Money Now Or in Your Retirement by Investing Now in an Automatic Lawnmowing System

With prices going up all the time NOW is the time to invest for your retirement. An automatic lawnmowing system will save you money now and in the future when incomes will drop. Beat inevitable inflation by investing in a robot lawnmower earlier rather than later.

Wealth Builders – The Vision

The pursuit and attainment of prosperity, in all its forms, will require certain things from you – all important, all necessary, and all having a proper place in the overall project. In this article, I want to share some information with you about vision, without which it is almost impossible to succeed.

Retirement Planning Booby Traps

Perhaps you haven’t started investing regularly, or the amount you allocate is not enough to reach your retirement goals. Here are a few errors people make that can ruin otherwise good investment goals.

Woman Are Disadvantaged In Retirement Unless They Act Now!

Shockingly almost a third of women over 40 in the United Kingdom rely on someone else for their retirement income. Women often find that their private pension provision suffers because they take time out of work to raise a family thereby missing out on pension contributions from their employer. But they needn’t miss out on their own personal contributions, indeed they are entitled to tax relief on some contributions even if they aren’t working or paying tax. They, or their partner, can put up to 2,880 into a pension, such as a Self Invested Personal Pension or stakeholder pension each year, and the government will pay in up to 720 in tax relief.

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