The Ramsey Show (April 9, 2021)




Personal Property Insurance Considered

If you own lots of expensive jewelry then obviously you will want to keep it in a safe somewhere hidden in your home. You will also want to make sure that you have an alarm in your home to protect all your valuables. Sometimes the replacement costs of such specialty jewelry may be much more than the original costs to purchase it. This is because unique pieces of jewelry of certain types are not easily found and are subject to supply and demand in the market place.

Bag Contents Increase in Value But Are Not Being Covered

British people have been found to be carrying, on average around £972 worth of goods in handbags and manbags, for male counterparts, according to recent figures. Figures from the Swiss insurance provider, Zurich’s 2008 Walking Wealthy Survey, show that British people carry a total of around 44 billion worth of goods and personal possessions in their bags, on a daily basis when they are out and about.

Insure Your Fun

Regardless of the time of year, recreation plays a prominent role in our lives. Whether we’re hitting the slopes or hitting the links, whether we’re sailing or water skiing, we love to get out and enjoy life. And the toys that help us enjoy life become more expensive as our disposable income grows. That new set of Callaway golf clubs, those K2 skis, or a 25-foot sailboat not only bring you pleasure, but also put a small dent in your wallet. So have you taken the extra step of protecting your recreational investments?

Insurance Brokers – Are They Your Best Ally?

So many insurance options out there for auto, home, life, health… you name it. How do you know where to go or who to talk to about everyday insurance?

Water Damage Restoration and Your Insurance Company

Your insurance company wants to save a few bucks while you want to make sure that you can restore your property. You are at odds with each other even though you are business partners. Get a third party involved and ensure that your restoration goes the way it should.

Goods in Transit Insurance – How Your Shipping Company Can Help You

I have explained in previous articles that if something goes wrong with your shipment, the freight company has limited liability to pay compensation. The best way to make sure that you can recover the actual value of the goods damaged or lost is to arrange specialist ‘goods in transit’ insurance. As with house and buildings insurance, you pay a premium and make a claim when you need to.

Get Insurance Smart When Buying a ‘Smart’ Phone!

Perform a cursory check on the internet and you’ll find a proliferation of gadget websites that aim to marry excited ‘girls and boys’ to all the ‘latest toys’. All the latest ‘must-have’ items are proudly displayed online where people ‘virtually’ queue to buy them. But the trouble with gadgets, especially if they are new to the market, is that they tend to be pretty expensive!

What You Need to Know About Insuring Your Jewelry

This article gives suggestions on how to choose the best insurer for your fine jewelry. It also gives tips on other steps you can take to protect your jewelry.

Benefits of Insuring Your Car Stereo

Insuring you car is an important part of your car care. Car insurance does not include insurance for personal belongings. However, a lot of possible damage can be covered.

Pedal Power Rules – Just Make Sure You’re Insured

People are increasingly trading their cars for bicycles; however, there has also been an upsurge in both thefts and accidents. It is therefore advisable prudent to get your bike insured, with the cheapest option arguably being under one’s home insurance.

Compact Fluorescent Light Bulbs – What Will Your Insurance Policy Pay When You Break a CFL Bulb?

Compact Fluorescent Light Bulbs are new and terrific, but breaking one can be dangerous. What happens when one gets broken in your home or business? Are you covered?

Insurance Land Surveyor

Land is considered as one of the priceless possessions that you can have in this earth. Ever since, land has this concept of being sacred and beyond the control of those who do not own it.

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