The Ramsey Show (December 13, 2021)

How to Manage Promissory Note Risk

The first step in the risk management process is to acknowledge the reality of risk. Denial is a common tactic that substitutes deliberate ignorance for thoughtful planning.

Risk Management for Promissory Note Investing

You Must Take Calculated Risks to Succeed. Financial Education is the Key. Promissory Note Investing Has 3 Types of Risk. Risk comes from not knowing what you are doing.

Business Promissory Notes Are Valuable Investing Tools

All investing is an inexact, challenging activity. Investing is more like an art form than an actual science. Specialized investing, such as promissory note investing, is a relatively small and distinct category that has many of its own individual rules. Business note investing, a sub-category of note investing is even more special and distinct; it has additional special considerations and rules that impact its successful implementation.

How To Prepare For An Overseas Retirement

Overseas retirement has been a very attractive means to start over for people who have spent more than half of their lives toiling day and night. This could be the very dream of the younger ones as well. However, there are certain things which have to be considered as early as now to make your new life in another country enjoyable and under your control. Take a look at the following insights.

The Epidemic of the Unemployed Younger Working Class

It’s the epidemic of the unemployed younger working class that is a major threat to the financial longevity of our nation. Our future leaders are bitter, and with rightful cause. Without addressing the needs of our younger generation, the long term odds of surviving this financial crisis are greatly decreased.

Retirement Stage Portfolios Require Different Approach Than Accumulation Stage Portfolios

Retirement portfolios should be designed with a focus on the return of the retiree’s money for a guaranteed, predictable income that can never be outlived, regardless of how long the retiree lives. This is different from an accumulation-stage portfolio, where the focus is on maximizing the rate of return on the portfolio.

Retirement Age – The Big Unknown

“When am I going to be able to retire?” is a question that is on the mind of many Americans, often keeping many of us up at night and giving many investors serious amounts of heartburn every time they look at the balance of their 401K plans. The current economic environment coupled with the uncertain future solvency of Social Security in the US, is causing more and more of us to question when are we going to be able to retire, if at all. The vision of leisurely afternoons on the golf course is beginning to look like a chimera…

Income Planning For Rising Taxes

The traditional way of financial planning taught investors to minimize their current tax bracket with the assumption they will be paying less taxes in retirement. With the amount of Federal stimulus we’ve had over the last 4 years, that reasoning is out the window.

Invest in The Cash Generating Machine – Promissory Notes

Have you thought that your investing plan was not working? During the past three years many investors have felt that they have been on the road to nowhere.

Investing Truths

The financial advisors at Net Worth Advisory Group recently pooled their knowledge from nearly 100 years of experience to create a list of truisms about investing. Also, thanks to Jim Blankenship, an associate CFP in Chicago, for contributing his input. Some of these truisms are as follows:

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