The Ramsey Show (December 20, 2021)




Why Investment Banks Stay Away From Fixed Assets

Pretty much every planner or financial professional will tell you that the key to reaching your financial goals is to maximize the market upside and try to bypass the market downturns. So if this is the case, why haven’t investment banks been focusing on implementing these indexed products within their portfolio?

Why The Global Financial Crisis Does Not Count In The Balearic Islands

Thinking about retiring abroad I have found a place that has become immune to the global financial crisis. This place has sea, sun and sand plus a real estate market that is driven by lifestyle hunters. This place is near Spain but a million miles from its real estate market it is the Balearic Islands.

How Do You Get A Good Pension?

It always seems a pain when you are young and just starting work to consider a pension scheme for a time which seems a long way off. It is also a time when the personal budget is squeezed by the demands of a house purchase and the payments demanded from student loans. The harsh fact is that years ago most companies ran private pension schemes as a condition of employment and these were often…

How Fixed Policy Owners Were Able to Survive the Fall of AIG

Today, the money within the insurance sector of AIG is still protected. Not one policy owner lost a penny of money in any fixed AIG account, even when AIG needed billions of dollars of financial assistance from the federal government.

A Basic Guide on QROPS

QROPS is the short form for Qualifying Recognized Overseas Pension Scheme and provides people with the opportunity to transfer their UK pensions to destinations outside the UK. Thus, a wide range of UK’s pension schemes can be transferred into QROPS.

How Deregulation Gave Way to a Global Financial Collapse

Today, Wall Street still adamantly opposes regulation; and many of the same people who helped contribute to our financial collapse on a global level are still in power. In fact, many of these individuals were able to walk away from their bankrupted companies with millions of dollars, all while many portfolios and retirement plans were completely destroyed.

How Investors Are Preparing For Rising Taxes on the Horizon

Indexed universal life can be a perfect remedy against the threat of rising taxes. What every financial professional will eventually ask themselves is, what have I done to protect my client’s money from rising income taxes? How am I going to protect my clients from anticipated inflation with less net spendable dollars?

Adaptation to an Evolving Market

Historically, stock analysts have been able to gauge the financial climate by referencing similar time periods in the past. That is not the case today. Products such as indexed annuities and indexed universal life will allow investors to take a cautious step forward without worrying about falling off of a cliff.

Retirement Planning – Start Saving a Percentage of Your Paycheck

Planning for an early retirement is something a lot of people dream about. But most don’t succeed in retiring early just because they didn’t plan well. If you plan to retire anytime soon, its time you start planning for it well. Retirement is a very important life decision and you ought to make it after enough thought.

Promissory Note Appraisal and Valuation for Financial Planners, Probate, Estates, and Trusts

The determination of the value of a financial instrument that is not actively and publicly traded is open for debate; the judgments, conclusions and opinions of qualified appraisers may differ. The courts will weigh the appraiser’s qualifications, experience and independence, in addition to the appraisal model used.

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