7 Major Bond Investing Risks In A Weak US Economy
1. Less Liquidity- In a weak US economy one of the best bond investing strategies will take into account any drop in liquidity. During a weak economy interest rates and inflation are typically very low, and this also lowers the demand for bonds of all types. This means less liquidity, and some bond investors may have a difficult time finding a buyer. Less liquidity may mean a longer time before a buyer can be found so that the investor can sell the bond.Steps to Gain Financial Independence
Financial independence. Those are the two words everyone would love to achieve. Let’s take a look at steps to gain financial independence in our lives.Life Insurance and Retirement Savings
Many people think of insurance as a tool to protect against untimely death, but what most people don’t realize is that there can be many other benefits to life insurance that can have a huge impact on your retirement savings. Let us show you how easy it is to benefit from little known insurance tricks, and help you on your road to financial freedom.How to Develop a Retirement Plan
When I worked in the financial planning field I met with many clients who never developed a retirement plan. They knew retirement savings was important for retirement, but when times were tough they spent their IRAs or 401ks. The successful clients were people who never spent their retirement savings.Release Money From Your Home
Retirement is supposed to be a time when, with good (or even reasonable!) health you’re able to enjoy life to the full – doing those things that there was never time for whilst at work. But it doesn’t work out like that for many of us.Questions To Consider Before You Retire
Questions you need to ask and answer for yourself in order to identify areas of concern in your retirement planning efforts. Most people strive for a comfortable, worry free retirement, yet have no clear vision of what their ideal retirement will look like. The first steps in the Pre-Planning process are most important in assuring you don’t outlive your money.And That’s The Way It Is
There are two types of math; there is calculator math and there is wallet math. I call it wallet math because it is the math of how much you pay. Wallet math is pure common sense. Calculator math is usually associated with conventional wisdom. It is a math that is so convoluted and secretive you can’t do it on a piece of paper.Real Money Or Monopoly Money? Investors Need To Think Differently With Guaranteed Minimum Withdrawal
Focus on returns only is the kinder garden of personal finances. The hidden weaknesses involved in that over simplistic thinking cost investors huge amounts of money. This article shows only one example of how an investor left to his own resources would set himself back many years in his journey toward a retirement nest egg. Joe needs to think of figures on a contract as just that. Instead he was so used to the old fashioned thinking of being able to see a balance in his mutual fund accounts that he lost sight of the richness of this modern day investment.Is Investment Property a Safer Bet for Your Retirement?
Should I buy an investment property or put all of my spare money into a pension? This is a question that, over the past few decades atleast, has troubled many an individual, but which will be better when it comes to your retirement?Promissory Investing – Basic Tools For Successful Investing
What is a Promissory Note? When and How are Notes Created? How Notes are Used for Successful Investing? The Three Key Rules of Investing.