The Ramsey Show (January 21, 2022)

The Basics Of SMSF Borrowing

Self Managed Super Funds (SMSF) is a way of providing for retirement. As the name states, a self managed super fund allows a person to manage their super fund themselves.

Your Options For Retirement: SMSF Pensions

For many of us, it is important to plan for the future and for our retirement. While the biggest asset we have right now is our ability to work and earn an income, there will be a time in life where we want to retire and live from our savings.

6 Steps to Maximize Your 401(K) Strategy

When you have the kind of wild markets we’ve had, it’s tough to know what to do with your 401(k). Follow these 6 steps and you’ll improve your chances of long term investment success… and you might sleep better!

Financial and Other Security of Property Ownership

It is easy to loose sight of the many benefits property ownership has to offer. However there are some benefits that home ownership offers that bring more joy and pleasure over others.

Evaluating Your Social Security Options

As retirement age approaches many questions arise about social security including the following: Should I start drawing benefits as soon as possible or postpone? If I do postpone, how long should I wait? If I am married or divorced, how can that impact my decision? When will I “break even” on my decision to postpone?

The Market Is Crashing Again, AWESOME!

Before you fancy me mad remember, you don’t find out who your friends are in good times, you find out who they are in bad times. Now that the Dow has dropped a grand or so in the past month, I’m going to ask you to do the last thing in the world that you wanted to do this weekend: OPEN UP YOUR ONLINE RETIREMENT ACCOUNT (or other investment account) AND TAKE IN THE CARNAGE!

Tips Finding the Right Financial Planner

Many will agree that finding the right financial planner is an important thing. Good financial advice makes a huge difference in one’s financial future, especially when it comes to items like estate management and retirement planning. Sound financial planning will mark the difference between making ends meet and financial freedom, or being able to retire early or working through the golden years.

Saving for Retirement When You Have a Pension

The biggest mistake that many people make is to not save for retirement because they think that they have a good pension. The reason this is a mistake is obvious: pensions are not as reliable as they used to be. Most of us probably know somebody whose supposedly great pension plan disappeared leaving them with a lot less retirement income.

Life Insurance Needs After Retirement

Many people will wonder why they still need life insurance once they retire. After all their children are grown up and on their own and many debts including the mortgage could be history. This belief is mistaken there are actually several very good reasons why a person should have a license insurance policy after retirement.

Investing In Long Term Care, Part II

The article I wrote concerning Long Term Care (LTC) generated enough response to have a follow-up. I realize I need to provide two more articles to address numerous questions, the first one going over some of the points I tried to make in the first article in more detail and the final one showing some of the features and options if one considers buying a LTC policy.

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