The Ramsey Show (March 9, 2022)




Why Should You Transfer Your Pension?

If you have a personal pension, stakeholder, with profits pension, group personal pension, or money purchase pension you are more likely to be in a bad rather than good one. Many of the well known high street pension providers and those firms who in the past had large sales forces visiting people in their homes tended to invest clients money is what is called Balanced Managed Funds. These have not performed well against each other or investment markets in general.

Buying Real Estate In Your IRA/401K

Have you ever heard your broker tell you that you can buy stocks, bonds and mutual finds inside your retirement account? Of course, just about all of us that have retirement accounts are told by the account team what we can and cannot buy. My retirement account custodian, Charles Schwab, told me (well not Chuck himself) that I can by anything in my Schwas IRA as long as it was stocks bonds, mutual finds or CD’s. Great, I bought guaranteed 5% CD’s that mature in 5 years. That was 4 years ago. But did anyone every tell me that if I had a retirement account with another company that I could by real estate or anything – including stocks, bonds, etc? Nope! I came across this by accident and haven’t looked back since. Now I buy and sell real estate and my retirement plan is the owner. I write checks for down payments from the retirement account without waiting to talk with a custodian.

The United States of Jimbabwe

Question – – What do you get when you combine the worst economic policies of Japan from the 1990s and 2000s with the worst economic policies of President Robert Mugabe’s Zimbabwe? You get The United States of Jimbabwe. You get the worst possible outcome for 100% of the middle class as well as 95% of the population hoping their government representatives [gulp] intervene to save the country. You get (or should I say, America will get) – *Stubbornly high unemployment *Continued wage deflation for the middle class *Continued massive defaults by consumers *Massive defaults from cities, counties and states *Increased foreclosures nationwide

How Much Money Do I Need To Retire?

Planning for a retirement is not on everyone’s agenda in life. If you really plan well and follow the plan, your retirement is not going to be a nightmare as it is thought so by majority of the people who have seen retirement without having made any plans for the same. Early in your career you can ask yourself how much money I will need to retire in life.

How to Save for Retirement?

The future is uncertain. You need to plan for a peaceful and financially secure life after retirement. The right time to start saving for retirement is your late teens or early twenties. The question that comes to your mind is “What are the avenues and how much to save?” There are many answers to this question but one should go for a wise retirement plan. Avoid unnecessary expenditures and start saving for your retired life.

5 Ways to Optimize Your Estate Planning With Insurance

Insurance is an important component to any estate plan, and it can be key in ensuring that your estate plan is tax-efficient. Talk to your investment advisor or accountant to find out if the following insurance options make sense for you.

Making Smart Investment Choices for Your Retirement

Getting your retirement investment right is a matter of playing your cards right. You need to have an investment plan that includes a combination of safe and sound investment strategies combined with will boost your average rate of returns.

The Use of Retirement Planning Calculators in Saving

When you think about planning for your retirement, it is best to go about it in an orderly fashion. Starting out on a whim without making informed decisions most often lands you in positions you do not want to be in.

Dream About Your Retirement Again

It is time to dream about your retirement again. This past decade has slammed many Baby Boomers retirement dreams and goals. You may have thought about buying that home in Florida or Arizona. To travel the country or the world. Have you given up on your dreams? Why?

How To Get Specialization In Retirement Planning Education

More the pacing time is changing the generation technology and routine it is most of the influence is coming on the financial, sector that concerns your all wealth planning and asset management. Many times for financial service industry it becomes essential to procure finest value added wholesaling services that effects the business access and the financial issues that are very delicate and need keen observation.

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