The Ramsey Show (May 10, 2022)




Whose Fault is it That Your Retirement Money is Down?

During my professional career I have not found a period of negative growth and volatility as the one we are living through now. America is the greatest country in the world and we are strong enough, with the right leadership, to fix any calamity we may face.

The Importance of Saving For Retirement

Saving for retirement is often one of the biggest challenges that we have to take. Saving for when we are too old to work is essential if we want to live an easier life when that time comes. Sadly though, not all of us make the best decisions when it comes to saving and this is why we have to be very careful when and where we invest our money.

An Easy Way to Retire

Remember the days when people died at thirty or forty years old? Girls used to get married at fifteen or sixteen? Well, thankfully we have moved on from that era. However, now we work and work and toil and stress all day and have you ever wondered why we want to make more money? It is not just to make a living because you can do that without stressing so much, but in fact we work so hard just to be able to retire.

A View From The Sun On QROPS – Transfer Your UK Pension

SIPP and QROPS advice from expatriate UK qualified Ifa’s: After over 10 years of standing on a sweaty smelly train in the summer and a wet smelly train in the winter traveling into London this Independent Financial Adviser (IFA) decided enough is enough. Yes you should speak to a fully UK qualified adviser but one who is regulated in the country they are working in (by that countries equivalent to the FSA) remember they are EXPAT’S as well so they have first hand experience of moving and living abroad.

Can Your Nest Egg Last?

Since your standard of living is at stake, planning your sources of income for retirement is no easy task. The lack of knowledge about investments or financial planning as a whole can leave you without a nest egg in the later years of your retirement, so you need to check and double-check your plans if they take any considerable obstacles to sound finances into account.

Using IRAs to Get Loans

The self directed IRA is one of the popular ways to save for retirement. It is so popular because the account owner has the control over the account. This gives the owner the ability to have a diverse portfolio.

6 Alternative Retirement Plans and Options You Did Not Know

Does your company only offer you retirement plans like the 401(k)? Well, this means that you are rather limited when it come to having different investment options. You should not worry. There are many different employer retirement plan options to explore. Let’s start off with the one with least risk.

Building an Investment Portfolio For Retirement

It used to be that retirees looking for investment advice were pointed in the direction of “safe” certificates of deposit, bonds, and some blue-chip stocks to put their payouts and savings into. The past couple of decades have seen seniors experiencing active and relatively longer retirement periods, and being advised to increase exposure to the stock market to get bigger returns, not to mention hedging against inflation. This conventional mindset towards investments may have had its h…

Five Healthcare Questions You Must Answer Before You Retire

In 2009, roughly 1.5 million Americans filed for bankruptcy. Most of them were middle-class, well-educated homeowners, just like you. Do you know what caused most of those bankruptcies? It wasn’t a fancy adjustable rate mortgage or backlash from the financial crisis.

LLC Structured IRAs

The self directed IRA is so wonderful as is it is hard to imagine it being any better. The investors have the control and can choose which path to take their portfolio. They also have a custodian who helps manage the IRA.

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