What You Need to Know About Promissory Notes, But Are Afraid to Ask
The Important Question: How Can I Reduce My Investment Risk? Investing to Minimize Risk. Selecting Risk. Evaluating Specific Investments. Interest-rate risk. Types of Investment Risk. Inflation risk. Liquidity risk.Tips for Investment Success – Promissory Note Loan Servicing
A Practical Guide to Protecting Your Promissory Note Investment. Definition of ‘Loan Servicing’. Promissory Note Loan Servicing Reports. Loan Servicing Pitfalls and Traps. Tips for Investing Success.Royal Mint of Canada Scraps the Penny – How Can We Profit?
Learn why the royal mint of Canada scrapped the penny and see how you can benefit from it. It happened with the Canadian mint and can happen to any other countries around the world and for this reason every one should read. Why not think ahead of the consequences and its historical significance.Non-Performing Promissory Notes – Appraising and Valuing
Basic Terms and Concepts Needed to Understand and Value a Non-Performing Note. What is a promissory note? What is a ‘Non-performing Promissory Note”? What is a “Defaulted Promissory Note”? What is “Default Risk”? What Typically Follows a Default? What is “Maturity Date”? What is a “Secured Debt”? What is an “Unsecured Debt”?Promissory Note Discounts – A Road Map to Avoid IRS Problems
Valuation Discounts for Estate and Gift Taxes-Fair Market Value. What does Valuation Discount mean? Reasons for Discounts. Competent Appraiser is the Key. Appraiser Requirements.We Live in a Risky Financial World – Defenses, Concerns, Protections
Promissory Note Risk Factors–Appraisal Risk Factors Affecting Yield. Basic Yield Concept. Risk Concerns and Considerations Affecting Yield. Additional Risk Concerns Affecting Yield. IRS Fair Market Value Guidance (Risk Factors). Summary of Risk Factors Affecting Yield Calculation.A Promissory Note Safety Net and Security Blanket
When purchasing a home, or other real estate, the buyer needs to know who the present owners are, if they hold “good title”, and if they can convey the property ownership (title) free and clear of all liens and encumbrances. Obtaining this information is typically done by ordering a title insurance policy from a title insurance company. A document is provided (title insurance commitment) showing all pertinent ownership information and all recorded liens and encumbrances.Promissory Note Appraisal and Valuation Definitions and Laws
Not Understanding the Basics Will Cause Unanticipated and Unnecessary Pain Your investing should not be “on-the-job training” What is a promissory note? Uniform Commercial Code-Negotiable Instrument Oral vs. Written? Key Promissory Note Words and PhrasesPromissory Notes-Not Understanding Promissory Note Lending Will Hurt You
Education, Coaching and Experience—The Path Toward Perfection. Background-Unsecured Notes. A Safer Way to Invest-Secured Notes. What is Collateral Security? Real Estate as Collateral Security. Assignments of leases and rents: Assignments of leases and rents.Promissory Note Investing – Buying Promissory Notes
Avoid the Pitfalls-Enjoy the Rewards. Note Investing Benefits. Why note yields exceed traditional yields? What skills are required? Here are some important due diligence questions requiring answers.