The Ramsey Show (November 9, 2021)

Why Location Should Be a Priority When It Comes to Your Real Estate Investments

Ultimately, a big part of a given real estate investor’s success is going to come down to how good they are at assessing the value of the properties they invest in. While there are lots of factors to consider when it comes to that part of the equation, there’s one that’s overlooked far more often than it should be – the property’s location. It really does matter!

Why Women Tend to Save Less for Retirement

We all know saving for retirement is crucial to, well, being able to retire. Despite this though, too many of us put off saving thinking we have time to catch up. This simply is not the case-the later we start, the less likely we are to be able to save enough. The people worst affected by putting off retirement saving? Women. And here’s why:

How to Come Out on Top When Wholesaling Real Estate

Also sometimes called bird dogging, wholesaling is a specific type of real estate transaction that requires specific considerations and know-how if it’s to be done correctly and successfully. If you know what you’re doing, you can definitely make a lot of money. If you don’t, the opposite could happen. That said, it’s important to know the ins and outs of what you’re doing before you definitively decide to get started in wholesaling.

Should You Team Up With a Real Estate Agent?

Sooner or later, every real estate investor needs to decide whether or not they want to enlist the aid of a real estate agent when it comes time to sell a rehabilitated property. It’s important to understand that there is no right way to go about things. Whether or not you use an agent is entirely up to you, but understand up front that there are specific pros and cons that come along with each option.

Is the World of Real Estate Investing Right for You?

Who among us doesn’t secretly hope that one day we’ll be living the American dream, not just for ourselves but our children and loved ones as well. While it’s true that such a wonderful quality of life can seem out of reach at times thanks to life’s many struggles and challenges, it’s important to understand that this is far from the case.

How to Determine Your Risk Tolerance

Many investors get lumped into a broad risk category when it comes to determining the suitability of an investment. Don’t let your advisor’s bias influence your portfolio. This article will help you quantify your risk tolerance in a way that is customized to your investing experiences and relationship with money.

How Much Is a Promissory Note Worth? Price Is What You Pay and Value Is What You Get

Getting the price to agree with the value is the challenge. Every asset has more than one value. Why do we need valuations? What are the key elements of a sound valuation? What are the four most commonly used valuation techniques? What seven factors have the greatest affect the value of a promissory note? What are the most common and frequent valuation mistakes made by investors?

Don’t Overpay for an Underperforming Promissory Note Investment

Don’t Be Fooled by an Ugly Investment Wrapped in a Pretty Package. Separating the Winners from the Losers. 5 Top Promissory Note Danger Signals. 7 Basic Investment Rules.

Keeping Your Eye on Your Target-Date Fund

Target-date funds have rapidly gained popularity because they promise to take investors to retirement and beyond without hassle. But can they really make things so simple?

Do You Have a Gold Retirement Plan?

It’s important that you think of a strategy you can rely on after leaving work as there comes a time when you have to retire. It could be as a result of age catching up with you or because of health problems. Whatever the case, you’ll need an effective plan which can be implemented after retiring and a good one in this case would be the Gold Retirement Plan.

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