The Ramsey Show (October 15, 2021)




Seven Essential Things You Need to Know About Social Security

As more baby boomers reach retirement age, they’re realizing the valuable role Social Security will play as a source of lifetime income. Claiming benefits can be far more complex than you may realize. Here are seven essential things about Social Security to understand as you determine how it will fit into your overall retirement income strategy.

Importance of Saving

The stock market is up. The world is changing for the better. People still aren’t retiring. How can you retire successfully?

How A Suitable Pension Plan Can Help

Nothing lasts forever, not beauty, nor health and neither the youth. Eventually one after another, these once assets of your life betray you and fade with time.

The Best Market for Apartment Investing

Apartment Investing is the fastest way to financial freedom. How do you find an apartment investment market?

Retirement Planning With Annuities

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you’ll need to fund your retirement. That’s not as easy as it sounds, because retirement planning is not an exact science.

Auto Enrolment – 5 Reasons to Review Your Existing Scheme

Employers could be mistaken for thinking that Auto Enrolment is simply about enrolling eligible employees into their existing pension scheme. Read on to find out why this is not the case.

When Is Opting Out of Auto Enrolment a Good Idea?

Auto Enrolment is not always the best way for employees to save for retirement. Read on for details of when opting out may be the most appropriate course of action.

7 Key Auto Enrolment Duties for Employers

By 2018, all UK employers will be expected to have an Auto Enrolment scheme in place. This article covers 7 of the key duties that each employer must complete in order to comply with the rules. 1…

Auto Enrolment – 5 Common Misconceptions and Assumptions

The National Employment Savings Trust (NEST) 2014 annual Insight report covered 5 common Auto Enrolment misconceptions, or assumptions, made by the businesses interviewed for the report. This article considers each misconception, explaining why each of these assumptions are incorrect and considers the implications to the employer. 1…

5 Auto Enrolment Cost Cutting Tips for Small Businesses

According to estimates from the Centre for Economics and Business Research (CEBR), average set up costs for businesses with less than 100 employees will be approximately 12,600 pounds and businesses with only one to four employees could still expect to pay a whopping 8,900 pounds. Employers will also have to pay contributions of 1% of their employees’ qualifying earnings rising to 3% by October 2018. On top of all this, there’s all the extra administration time, with reports of up to 33 individual administration tasks required to deliver each scheme.

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