The Ramsey Show (October 18, 2021)




Longevity Annuities – Don’t Outlive Your Retirement Income

There’s a new 401(k) investment option that can help to ensure you don’t run out of retirement income. It’s known as the 401(k) Plan Backstop and it involves the addition of longevity annuities.

5 Auto Enrolment Pitfalls for Small Businesses

5 pitfalls for small businesses as they work through the Auto Enrolment process. Avoiding these pitfalls will help ensure a smooth transition to full Auto Enrolment compliance.

A Financial Advisor Can Help You Plan For More Than Just Retirement

A financial advisor can do a lot more for your money than just plan for retirement. If you need help managing your assets or planning for your children’s higher education expenses, you’ll want to hire a local professional.

Promissory Note Discounts Explained

Why is a $10,000 Promissory Note Not Worth $10,000? What you see is not what you get. Basic factors that cause note discounts.

Auto Enrolment – 7 Steps to Guide You Past Your Staging Date and Avoid Fines

Do you think Auto Enrolment is just about pensions? This is a common misconception, however, an employer’s Auto Enrolment duties are actually far more wide-ranging than this. As a result there is a real danger that employers will start their preparations too late and miss the strict deadlines imposed by The Pensions Regulator. With staging dates for small businesses fast approaching, and in light of fines recently issued by The Pensions Regulator for non-compliance, this article aims to provide a brief overview of seven key steps that should be completed by employers ahead of their staging date.

Roadmap to Retirement: 4 Steps to Living a GREAT Life

I know it sounds like such an easy thing, retirement, but moving toward retirement means stepping into a new phase of life. And quite frankly, many don’t find it that easy. Finally, the chance to do all the things you ever wanted to do… travel, visit family, volunteer, remodel your home, move to the country, or write that book you’ve always dreamed of! But as retirement nears, there’s underlying doubt. Can I afford to do these things? Can I afford to retire? Will I run out of money? Will I physically be able to do this?

Savvy Money Making Tips Using Promissory Notes

Be skeptical of promises that offer the opportunity to make easy, fast money; but, making money over time, based on compounding interest and sound investing principles, should be seriously considered. Savvy investing can make you rich; just saving your money probably won’t.

Investing In Yourself For Your Retirement

People who want to plan for their retirement income need to make sure that they are investing in themselves as much as they invest in their retirement. The best retirement calculator for people is the one that allows them to invest in themselves. When people are planning on retiring, the best retirement calculator will not choose a new passion for them. Most people need to realize that they can make more retirement income if they are going to do something new with their life.

Setting Your Own Lifestyle for Retirement

When quitting the workforce, plenty of people experience bouts of boredom, frustration and other problems. Not only that, when retired, people don’t always have enough money to do what they want to do. This is the sad reality facing millions of people all around the world. However with a little planning and hard work, one can retire in style and without any fears. With this in mind, here are four ideas to help you kick start your retirement and enjoy it to the fullest.

Retirement, Is It What You Thought It Would Be?

Getting ready for retirement is a long process for most families. People start with an entry level job, and they work their way up the ladder. People retire making considerably more money than when they started, but they must have enough money put away to retire. The way to handle a complete retirement preparation is to start early and follow the step below.

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