The Ramsey Show (October 21, 2021)




Start Your Own Insurance Business – In The Stock Market

The idea of generating residual income by owning an insurance company is appealing but can be risky. There is an easier type of insurance type business you can run with minimal risk by selling “portfolio insurance”. You don’t need any startup costs or special licenses to start your own business.

Are You Fearful of Your Finances in Your Retirement Years?

Sadly, most women will answer ‘yes’. That said, you have more control over your financial situation than you probably think. And if you don’t think you have any control then it’s time to be proactive and take some action. This is your life. This is your future.

How to Set Up Retirement Plans Using the Internet

If you refer to yourself as a ‘baby boomer’, which means if you were born around the 1960s, chances are that you are retiring soon. With that, inevitably, comes retirement planning. With so many public as well as private insurance organizations, you might find yourself lost in the numerous retirement packages available.

Investment in Unit Linked Insurance Plans in India

How investments in unit linked insurance plans can give good returns on a long term while providing adequate insurance to the family. How can be your investment maintained so as to give returns that provides satisfaction in view of inflation. This article explains why and how to keep your investments diversified to minimize various risks while having adequate insurance.

Principles One Should Apply Using a Self Employed Retirement Plan

Biblical principles can be applied not just in our personal lives but also in our finances. Below are the Biblical principles that are useful for self employed retirement plan owners.

Keeping Retirement Simple

You can take control of your own destiny regardless of external events. Assuming there is an American Flag flying over our country moving forward, guarantees are possible in retirement. It is quite simple. Don’t focus on a dollar amount you are trying to reach (example: “I need $1 million to retire”), instead focus on a cost of the lifestyle you want to pursue in retirement.

Promissory and Mortgage Note Valuation: Valuation Factors

As frequently happens, financial planners, tax attorneys, CPA’s and businessmen need appraisals of promissory notes and real estate mortgage notes. They may need the appraisal for estate tax planning, gift tax planning, dividing an inheritance, or for dividing assets during a partnership dissolution or divorce proceeding.

Promissory Notes and Mortgage Notes May Provide Tax Deductions

Promissory notes and mortgage notes have two primary values-cost value and Fair Market Value. The cost value is what you paid, or what you invested; Fair Market Value is what the note is worth today if it were sold. If $10,000.00 was invested in a note originally, and today its Fair Market Value is zero ($0.00), there may be a $10,000.00 tax deduction available, depending on the specific facts.

Promissory Note Appraisal Report: When Needed and Why?

Who Needs a Promissory Note Appraisal Report? Why is an Appraisal Needed? Fair Market Value Defined. Who needs to learn the Fair Market Value of a Promissory or Mortgage Note?

List of Retirement Planning Tools

The Internet affords workers with a wide array of retirement-planning tools that are well known for their usefulness. By tapping into these tools, you can enhance your retirement planning and get a handle on your future. Each tool is unique in its way, so be sure to check them all out to see which ones work best for you.

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