Protecting Income Benefits From One Generation to Another
One of the biggest misconceptions in retirement today is to think that the benefits for income planning cannot be passed on to the next generation. With multi-generational family planning, the owner of the policy can benefit from all the growth and tax advantaged withdrawals of a Non MEC Indexed Universal Life policy, while at death passing on the withdrawal benefits to the named insured without closing out the policy.The Flaws of Unemployment
The Dow Jones Industrial average sits just over 16,500; quite a comeback over the last few years. In fact, just recently the Dow Jones hit its highest mark yet in US history. What is causing the market to rise to new highs? Is this conducive of an economy pulling itself out of a global recession?Locking In Your Gains for Lifetime Income
Today, the top Federal tax bracket is just over 35%; almost half the historical average since 1913. What do you think the highest Federal bracket will be in 2024?The Simple Strategy Canadian Business Owners Use To Retire Comfortably
For Canadian business owners, interest in estate and retirement planning is growing. There will come a time when tough decisions will have to be made concerning their retirement and whether to fully or partially step away form their business and eventually hand it over to their children. Once that decision has been made they will want to explore their retirement options.Promissory Note or Contract – What’s the Difference?
Promissory Notes are Different from Contracts. Avoid Confusion-Understand the Difference. Key Terms. Key Features. UNIFORM COMMERCIAL CODE – BY STATE.Promissory Note Investing for Cash-Flow
Investors and Retirees Love and Need Cash-Flow Income. An Investing Foundation. Examples of Cash Producing Assets.4 Reasons to Invest In Promissory Notes.The Importance of Knowing Your Marginal Tax Rate
Knowing your marginal tax bracket can help you determine if you would favor paying taxes on your invested dollars at your current rate or if you believe you may benefit from pushing the need to recognize the income into a future tax year. This is a critical decision when planning for retirement and it can’t accurately be made without knowing your marginal tax rate.How Obama’s 2015 Proposed Budget Impacts Retirement Accounts
President Obama recently unveiled his proposed budget for 2015. How will the proposed changes impact your retirement plans?Promissory Notes – A Good Investment for Generating Retirement Income
This Article Focuses on Maximizing Returns-High Cash-Flows. Saving for Retirement is only half of the Challenge. Compare a Promissory Note/Mortgage Note to a Typical Stock Market Investment. Avoid Running Out of Money When You Need It Most. An Example for Retirement Financial Freedom. Types of Promissory Notes Available to Retirement Investors.Promissory Note Investing – Have Your “Retirement Investing Ducks” in a Row
A “Slap in the Face Warning”. A Good Retirement Outcome Depends on Good Retirement Investing. Why Don’t Individuals Plan and Execute for Retirement? A Retirement Plan that Works-Promissory Note Investing.Promissory Note Investing Options. Seek a Competent Adviser.