Generation X: Taking Retirement Into Their Own Hands
With all the attention paid to baby boomers, it’s hard to believe another generation is rapidly approaching retirement age. In 2015, the first wave of Generation X is turning fifty. And Gen Xers are taking retirement into their own hands.Do Women Need a Female Financial Advisor?
Would it surprise you if I told you that women are better money managers than men? It starts with a different relationship with money. Here are the reasons why women may relate better to each other on a financial basis.When to Start Social Security
When to start social security for women is based on different factors than men. Your starting age actually depends on a number of different factors.Five Essential Retirement Planning Tips
A growing number of Americans are retiring without any savings. Use these simple retirement planning tips to reverse that troubling trend.IRS Bans Pension Buyouts
Companies are now banned from offering pensioners a lump-sum buyout. This prevents bad decisions, but also good ones.Retirement Planning: Step for a Secure Future
You could prepare a checklist of things that could help you to prepare your finances for retirement, and breathe a sigh of relief. To prepare a retirement is a great measure to save finances but there are many other things that should be taken into account for a better planning. This article advises on certain areas that should be considered for a retirement planning.Is Retirement The End Of Life?
The shortcut to a happy retired life is to keep engaged in some activities. The avenues for staying busy are aplenty. One should choose an activity that satisfies the interests of self and other as well.Pension Changes Could Limit Retiree Income
Two weeks ago the Treasury released proposed and temporary regulations in support of the Kline-Miller Reform Act. This could amount to be a huge blow to retirees who are counting on pension benefits to fund their retirement. These regulations allow for: – Reduction of benefits for current retirees – Increased Sponsor and participant contributions – Reducing early retirement subsidies The most glaring impact may be the ability of plans facing insolvency the right to immediately reduce benefits to no less than 110% of the PBGC guarantee, the maximum is currently $13,000 per year.Non-Financial Tips for Retirement Planning
It is common for people to focus on the financial aspects of retirement planning. However, there are other considerations as you map out how you will spend these years.A Business Promissory Note Trap – Disaster Avoidance
In 2010, Jason and Ralph Rogers, brothers, inherited a neighborhood bar when their father passed away. From 2010 to mid-2014 the neighborhood the bar was in transformed from a sleepy residential neighborhood into a booming apartment house community populated by young, upscale, educated, singles, and newlyweds.