Tips To Have An Effective And Successful Retirement Planning For The Future
People nearing their retirement age should start early in thinking about how to live their lives comfortably when they stop working. And below are some useful tips to help them start planning for their retirement.Are Investment Bubbles of This Millennium “The New Norm”?
In my previous article “The Paradigm Shift… That Altered the Odds of Investing” I discussed the dynamic change over the past 20 years which has and continues to adversely impact every investor. As an investment coach, teacher and mentor, I’m frequently asked questions regarding this bubble phenomenon: Is this “The New Norm?” Is this the best we as investors can expect looking forward? How will I ever achieve my financial goals and objectives in this market environment? If you want to learn the answers to these questions and how you as an investor can shift the odds of investing in your favor, I invite you to continue reading.The Best of Both Worlds: Upside Potential – Downside Protection
Everyone loves bull markets, but when the indices head south, no one likes losing money. You might be fine with all the ups and downs when you’re decades away from retirement. However, as you approach that retirement red zone or once you start walking down that pathway of your golden years, losses will not only derail your hopes and dreams of a worry-free retirement, but they can also cause sleepless nights, medical problems, and unnecessary family stress.A New Year’s Resolution Destined To Help Every Investor
As I reflect on 2013 from an investment perspective and look ahead to 2014, there was much to be thankful for but there is also much to be concerned with looking forward. If you’re an investor not only trying to build wealth, but more importantly longing to learn how to effectively protect your wealth from the massive losses of the next bubble, I’ve got a New Year’s Resolution I implemented prior to the Housing Bubble that protected my wealth and will do likewise for any future bubbles that burst.The If and Then of Retirement Planning
Should you find yourself using the phrase “If… Then… ” a lot when planning your retirement, you might not have your priorities aligned correctly. Think about it.Promissory Note Appraisal: Two Experts Appraisers Value a Note for Very Different Amounts
What Factors Cause Conflicting Valuations of the Same Promissory Note? Different laws cause different valuations. Different valuation rules cause different valuations.Different definitions cause different valuations. Different understanding and interpretation of the facts cause different valuations. Different ability to access to information.Promissory Notes: The Problem of Illiquidity
The benefits and trade-off between yield and liquidity. Marketability, Liquidity and Non-liquidity Defined. The Challenge of Non-liquid Assets. The Benefits of Non-liquid Assets.Valuing Non-liquid Investments.NHS Pension – Annual Allowance and Lifetime Allowance, Your Action Plan
You’ve no doubt heard that the pensions Annual Allowance (AA) and Lifetime Allowance (LTA) limits are due to reduce in April 2014, in turn causing a headache or two for some NHS Pension Scheme members as well as those who have accrued pension funds elsewhere. Annual Allowance Firstly, it’s worth pointing out that you are able to save as much as you like towards pensions each year, however you only currently receive tax relief on the first £50,000. From 6 April 2014 this reduces to £40,000.The God of Your Finances
Are you really in control of your financial world? Here are the 3 steps you need to take in order to get your financial life in order, get out of debt, and move towards a steady retirement plan.Private Party Real Estate Mortgage Financing: Bank Financing Is Not the Only Option
Private Party Real Estate Financing is an Option. Creating a valuable financial asset. Maximizing the value of the note. Borrower factors. Collateral factors. Interest rate considerations.