The Ramsey Show (September 28, 2021)




7 Steps to Retirement Planning to a Safe and Secure Future

People who plan for their retirement beforehand may have little or nothing to worry. Many people are too scared to retire because they are worried about how things will go when they cut that income off. However, retirement planning is not a hard science.

7 Ways on How to Invest For Your Retirement

When you are young the idea of saving for your retirement seems not convincing and unfathomable. It’s very easy and convenient for you to afford to pay your bills, live a wonderful live, buy anything you would wish and go out with friends and family when you are young. The idea changes as you grow old and realize that certain things are not permanent for example your health, your job among others. Therefore, there is an urgent need for you to invest in your future. Retirement can be very wonderful if only you can afford to live the life you were living or more when you were younger. An investment to carter for you in these prime years becomes a seemingly important and real fact.

How to Make a Lot With a Small Investment

Making smart investment decisions is fruitful for any age and anyone. It is the best and the most reliable way to get a steady income. Before taking a major decision to invest, consult experts for advice and consider the following steps for safe investments.

Should Retirees Get Out of The Stock Market?

Let’s talk about the best investment practices in today’s volatile markets, how to invest after you retire and look at the big question many retirees have. Should I get out of the stock market?

Planning Your Retirement: Things You Need to Consider With Your Retirement Adviser

For every individual it is necessary to have a retirement plan and a planner. In the present world most of the people are busy in their daily hectic routines or you can say that don’t have enough time to think about their retirement. No matter what your age is, it is never too late to begin your retirement planning.

Planning Your Retirement: Things You Need to Consider With Your Retirement Adviser

For every individual it is necessary to have a retirement plan and a planner. In the present world most of the people are busy in their daily hectic routines or you can say that don’t have enough time to think about their retirement. No matter what your age is, it is never too late to begin your retirement planning.

Managing The Retirement Income Portfolio: The Plan

The reason people assume the risks of investing in the first place is the prospect of achieving a higher “realized” rate of return than is attainable in a risk free environment… i.e., an FDIC insured bank account featuring compound interest. Over the past ten years, such risk free saving has been unable to compete with riskier mediums because of artificially low interest rates, forcing traditional “savers” into the mutual fund and ETF market place.

Market Numbers Through 2017 – Not Quite As Impressive As You Think

The S & P has gained approximately 94% in market value over the past 18 years, or an average of less than 4% compounded, annually. So not so much to celebrate in the S & P either… at least not for the long term investor. A 4% per year income portfolio would have done better with much less risk.

Don’t Make This Retirement Mistake

There’s one key number that you’re using to calculate your retirement and there’s a good chance that it’s wrong. Don’t mistake price for value. Here’s why.

10 Common Myths Surrounding Fixed Deposits and Earned Interest

Though tax inefficient and not the best returns provider, Fixed Deposits (FDs) definitely deserve their own pie in your portfolio. This is one investment option which is simple, guaranteed, 100% liquid, monitoring free and risk free – all rolled in one. However simple you may think they are, there are many myths surrounding Fixed Deposits and the interest accrued from them. Let us remove some of those myths.

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